About Us

Empower Retirement is one of America’s leading providers of defined contribution retirement plans and an expert in lifetime retirement solutions. It is a division of unit of Great-West Life & Annuity Insurance Company, an organization in its second century of providing financial services throughout the United States.

Dedicated to the retirement plan business, Empower Retirement is a strong, innovative partner that anticipates plan sponsors’ needs.

Empower Retirement is the nation’s fourth-largest defined contribution record keeper, based on total participant accounts.1 We provide 401(k), 401(a), 403(b) and 457 services to 30,000 plans representing 4.9 million participant accounts and $220 billion in assets at December 31, 2013.

Great-West Life & Annuity Insurance Company, with headquarters in Greenwood Village, Colorado, and regional offices around the country, has a long history of providing financial security for Americans and has consistently received strong ratings. The company’s yearly report highlights its business results and financial stability.

The Great-West Family of Companies2 has provided financial services in North America since 1891 and retirement services in the United States since 1940. Its companies, when combined, compose the sixth-largest life insurer by market value in North America.3

1 As of Sept. 30, 2013, according to Pensions & Investments, March 3, 2014.

2 The Great-West Family of Companies refers to products and services offered through The Great-West Life Assurance Company, London Life Insurance Company, The Canada Life Assurance Company, Irish Life Group Limited, Great-West Life & Annuity Insurance Company, Great- West Life & Annuity Insurance Company of New York, White Plains, New York, FASCore, LLC (FASCore Administrators, LLC in California), EMJAY Corporation, Great-West Trust Company, LLC, Putnam Investments, LLC and their affiliates and subsidiary companies.

3 From Bloomberg data as of Dec. 31, 2013.

As the author of the 401(k) Answer Book, Empower Retirement is the expert other companies turn to for answers. Our experienced executive team brings unmatched expertise to our customers.

We offer such innovations as behavior-based savings solutions founded on a consistent investment methodology, lifetime retirement income investments, and portability between providers. We provide investment flexibility and develop our own technology so we can tailor it to our clients’ needs.

Empower Retirement leads all providers in the state government 457 plan market, serving 20 states as of January 31, 2014, as well as numerous cities and counties. Established in every market segment, we also serve many of the country’s hospital systems and educational institutions as well as corporate markets.

Working with thousands of plan sponsors across varied industries, Empower Retirement offers an extensive array of cost-competitive services to plans of all sizes.

We have dedicated implementation and ongoing service teams for our plan sponsors, and our regional service model helps plans run smoothly. Our sponsor website streamlines and simplifies plan administration with automated processing and on-demand reporting.

Our clients can partner not only with Empower Retirement but also with diverse subsidiaries of Great-West Life & Annuity Insurance Company for specialized services, including investment management and advice, outsourcing, and trustee and brokerage services.

Our Mission

Our Mission embodies what Empower Retirement stands for as an organization. It is representative of the purpose we serve for our clients and partners. Our Mission is:

To create a bright financial future where retirement is only the beginning.


Our Values

Our Values at Empower Retirement are a set of core beliefs and principles that guide our conduct as well as our relationships with our clients, partners and the outside world. They are a reflection of who we are as a company. Our Values are:

When we work together, there’s nothing we can’t achieve.

Honesty, fairness and accountability are at the center of everything we do.

We will not waver in our attempt to achieve bright financial futures for all our partners.


Our Culture

Our Culture and Empower Retirement is made up of the collective elements we exhibit in our interactions and engagements with those we serve. They are a set of consistent behaviors we aspire toward in an effort to maintain and preserve the integrity of our Mission and Values. The characteristics of our Culture are:

The experience and insight we share with our partners.

We believe in a bright financial future for our partners and our customers.

In a true partnership, the door is always open.

The meticulous approach we take when making a decision.

We achieve our goals by working together.

Our resolve to doing what is best for our partners and customers.